Skip to main content
NEWS
Scholarship/Fellowship schemes  for the Academic year 2026-27
     View more
NEWS
PM-Vidyalaxmi Scheme for Education Loans

The Government of India has approved the Pradhan Mantri Vidyalakshmi Yojana (PMVVY) to provide financial assistance to meritorious students so that financial constraints do not prevent any young Indian from pursuing quality higher education. A special loan product has been launched to provide education loans without collateral or guarantor to meritorious students admitted to the country's top 902 quality higher education institutions; this loan is accessible through a simple, transparent, student- friendly, and completely digital application process. Furthermore, for students with annual family incomes up to ₹8 lakh, the scheme will also provide 3% interest subsidy on loans up to ₹10 lakh.
The broad outline of the scheme are:
To facilitate the provision of education loans to meritorious students who get admission in the top quality Higher Educational Institutions (QHEIs) of the nation

  • The scheme enables collateral free, guarantor free education loans; made accessible through a simple, transparent, student-friendly and entirely digital application process. 
  • Loan amounts up to ₹7.5 lakhs will be provided a 75% credit guarantee by the Government of India, to support banks to expand coverage. 
  • Furthermore, for students with up to Rs. 8 lakhs annual family income, the scheme will also provide for 3% interest subvention on loans up to Rs 10 lakh. 
  • This is in addition to the full interest subvention already offered to students with up to Rs.4.5 lakhs annual family income. 
  • The Scheme is applicable for all Scheduled Banks/Regional Rural Banks (RRBs)/Cooperative Banks.

PM Vidhyalakshmi Scheme                   PM Vidhyalakshmi Banner

Visit: https://pmvidyalaxmi.co.in/

Avinashilingam Institute for Home Science and Higher Education for Women
Deemed-to-be-University is listed in top QHEIs list of the Ministry of Education,
Department of Higher Education, Government of India

https://dashboard.aishe.gov.in/hedirectory/#/hedirectory/vidhyaLakshmi/

JOIN OUR INSTITUTION AND AVAIL PM VIDYALAXMI EDUCATION LOAN

Avinashilingam Institute for Home Science and Higher Education for Women
Deemed-to-be-University Estd. u/s 3 of UGC Act 1956, Category ‘A’ by MHRD (now MoE)
Reaccredited with ‘A++’ Grade by NAAC. CGPA 3.65/4, Category I by UGC
Coimbatore 641 043, Tamil Nadu, India

For Contact
0422 2440241
0422 2435550

NEWS
Prime Minister's  Internship Scheme (PMIS)

 

PMIS Flyer           PMIS guidelines

 

NEWS
  • The UGC has announced the scholarships in National Scholarship Portal (NSP) under Central Schemes, UGC/AICTE schemes, State Schemes

       Last date for student's new registration/ renewal is 31.10.2026

                  Circular         National Scholarship Portal 

NEWS
CIA - Time Table for Ph.D  Part I  Course work- Full Time and Part Time (2025 Batch - January 2026 Admission)  - October 2026
Time table
NEWS
Extended Dates for Remittance of Odd Semester Regular Examination Fee –  November 2026

  Circular

NEWS
Last date for payment of odd semester Fee has been extended upto 5.10.2026 with a fine of Rs 500

     Circular

chat-bot ‎
Sarada here to assist youX
Sarada
Hello! I'm Sarada, How can I help you ?

Last Update :